Sign Up | Log In
REAL WORLD EVENT DISCUSSIONS
Few uninsured young people say they’ll sign up for Obamacare
Thursday, December 5, 2013 8:26 AM
GEEZER
Keep the Shiny side up
Quote:Fewer than one-third of young, uninsured Americans say they are leaning toward enrolling in a health-care plan under the new Obamacare exchanges, according to a new poll -- a number that, if it holds, would present huge problems for the new law. In order to keep costs down, the Affordable Care Act relies on younger, healthier people signing up for coverage to offset the costs for older, sicker Americans. But a Harvard University Institute of Politics poll shows just 29 percent of uninsured 18-to-29-year olds say they will definitely (13 percent) or likely (16 percent) enroll in the Obamacare exchanges. When the question describes the law as the "Affordable Care Act" rather than Obamacare, just 25 percent say the are leaning toward enrolling or will enroll. About the same number say they're unlikely to or definitely won't sign up. Another four in 10 say it's a 50-50 proposition. Not enrolling would subject these people to a penalty under the individual mandate, but in the law's first year, the penalty is relatively small. The slow pace of enrollments among young people has already been cause for concern. The White House has estimated that it needs 40 percent of enrollees to be under 35 years old, but early numbers in states where data is available suggest that that number is closer to about 25 percent. This is despite ad campaigns that have been geared toward signing young people up. The most notorious of these campaigns featured young men who appeared to be college-age participating in a keg stand. More broadly, young people's opinions of the health-care law are pretty much on par with their older cohorts. At least 56 percent disapprove of the health-care law, regardless of which label is used to describe it. And while half of young people expect their health-care costs to rise under Obamacare, only about one in 10 say the costs will decrease. As for the care they will receive, more than twice as many say it will get worse under Obamacare (40-44 percent) as say it will get better (17-18 percent).
Thursday, December 5, 2013 9:13 AM
6IXSTRINGJACK
Thursday, December 5, 2013 9:31 AM
NIKI2
Gettin' old, but still a hippie at heart...
Quote:But the biggest indicator of success is the rapidly falling rate at which young adults aged 19-25, who can now stay on their parents' insurance policies, are uninsured. The Commonwealth Fund released the results of its biennial health insurance survey. The report shows just how much the Affordable Care Act has worked for young adults. After already recording a fall from 2009 to 2010, the Commonwealth Fund survey shows that the percentage of young adults uninsured at the time they were interviewed fell from 31 percent in 2010 to just 21 percent in 2012. Amazingly, in light of past experience, young adults had a lower uninsurance rate than those ages 26-49. In addition, the proportion of young adults reporting a period without insurance at any time in the previous year fell from 48 percent to 41 percent. http://www.usnews.com/opinion/blogs/economic-intelligence/2013/05/09/young-adults-show-the-affordable-care-act-is-working] Of course young, healthy people are slower to come on board, it was that way with RomneyCare and is fully expected to be that way with ObamaCare. Moreover, the law’s weak first-year penalty for forgoing coverage makes enrolling easier to avoid for many “young invincibles".Quote:Myth 3: Young Americans Will Avoid Signing Up Young People Are Likely To Put Off Signing Up Until The Last Minute. According to a blog post by the Young Invincibles -- a national organization representing young people -- young Americans are likely to delay enrollment in health care plans until close to the penalty deadline: Young people are likely to treat enrollment like a term paper -- they'll do it, but at the last minute. After all, according to one online insurance broker, that's what a fair number of their grandparents shopping online for Medicare plans do: wait until they're smack up against the deadline. "To my friends in the media, I have one message: please take a chill pill. You won't see 7 million enrollees for a while, and that's not failure, that's real world," John McDonough, a professor at the Harvard School of Public Health who was deeply involved in the passage and implementation of Massachusetts' 2006 health reform law, wrote of the new Obamacare program in mid-October. In Massachusetts, getting people signed up "was a slow crawl, not a sprint." Data from the first full year of enrollment in the Commonwealth Care plans in Massachusetts shows that the number of people who purchased premium plans was minuscule at first, with a rate of increase of only 123 people in February 2007. That surged to 3,645 in April and then remained fairly steady all year, before spiking to 7,783 in the month before the penalty deadline for remaining uninsured kicked in. http://mediamatters.org/mobile/research/2013/11/21/top-4-obamacare-myths-about-millennials-dispell/197008 We've covered all this before in depth; your desperation to keep finding something--ANYTHING--that might spell the ACA's doom. We know you want it to die before it even gets going, but we're still waiting for those viable alternatives...
Quote:Myth 3: Young Americans Will Avoid Signing Up Young People Are Likely To Put Off Signing Up Until The Last Minute. According to a blog post by the Young Invincibles -- a national organization representing young people -- young Americans are likely to delay enrollment in health care plans until close to the penalty deadline: Young people are likely to treat enrollment like a term paper -- they'll do it, but at the last minute. After all, according to one online insurance broker, that's what a fair number of their grandparents shopping online for Medicare plans do: wait until they're smack up against the deadline. "To my friends in the media, I have one message: please take a chill pill. You won't see 7 million enrollees for a while, and that's not failure, that's real world," John McDonough, a professor at the Harvard School of Public Health who was deeply involved in the passage and implementation of Massachusetts' 2006 health reform law, wrote of the new Obamacare program in mid-October. In Massachusetts, getting people signed up "was a slow crawl, not a sprint." Data from the first full year of enrollment in the Commonwealth Care plans in Massachusetts shows that the number of people who purchased premium plans was minuscule at first, with a rate of increase of only 123 people in February 2007. That surged to 3,645 in April and then remained fairly steady all year, before spiking to 7,783 in the month before the penalty deadline for remaining uninsured kicked in. http://mediamatters.org/mobile/research/2013/11/21/top-4-obamacare-myths-about-millennials-dispell/197008
Thursday, December 5, 2013 10:22 AM
WISHIMAY
Thursday, December 5, 2013 10:45 AM
Quote:Originally posted by G: Quote:Originally posted by 6IXSTRINGJACK: EDITED TO ADD: I was a moron at 19. I was still a moron at 23. Some might argue that at 34 I'm still a moron. I'm just looking back to those early years and I can't imagine that I would have EVER gone out-of-my-way to pay for something like healthcare out of my own pocket. I work with a lot of "kids" in their young to mid 20s. NONE of them intend to sign up for it. Maybe the $695 tax penalty for not having it will make them sign up in 2016, but I'm pretty confident that after the feral backlash of 20 million Americans having their income taxes increased 700 bucks, Obamacare will be dead anyways. I agree with most of this. Like to add: "can't get blood from a stone." I could not have afforded ACA, period, back in my late 20's, early 30's. Nor could I have afforded the fine. Most of my friends were in the same boat. Then what? Just bill me? This part of the bill has always been plain stupid/blind. I look forward to today's healthy young marching up a storm over this. Only thing I disagree with is that it will be the death of ACA - I hope not. At the core is something we have to do: insure all US citizens. It's got a long ways to go is all. ETA: actually... need to see just how much that would be with the credits. Even $50 in those days was hard to come by, sure as hell wouldn't want to mail it to an insurance agency.
Quote:Originally posted by 6IXSTRINGJACK: EDITED TO ADD: I was a moron at 19. I was still a moron at 23. Some might argue that at 34 I'm still a moron. I'm just looking back to those early years and I can't imagine that I would have EVER gone out-of-my-way to pay for something like healthcare out of my own pocket. I work with a lot of "kids" in their young to mid 20s. NONE of them intend to sign up for it. Maybe the $695 tax penalty for not having it will make them sign up in 2016, but I'm pretty confident that after the feral backlash of 20 million Americans having their income taxes increased 700 bucks, Obamacare will be dead anyways.
Thursday, December 5, 2013 10:54 AM
Quote:Originally posted by Wishimay: I NEVER EVER could have afforded insurance from 18-24, and I'm super responsible and great with money and THAT was ten years ago... You could pick up a decent running car then for less than five grand, and rent on our mobile home (which I owned) was $165 with a $15 water bill. Even with owning one today, rent is over $500, apartment rent is $600-800. Lets not even talk about how much a decent car can run these days... When your take home is only about a thousand bucks a month as a kid, WHERE DO THEY THINK THEY ARE GOING TO GET THE MONEY???
Thursday, December 5, 2013 11:56 AM
Quote:Myth 1: Premium Prices Are Too Expensive For Young People REALITY: Most Young Uninsured Americans Will Qualify For Subsidies, Making Coverage Affordable The Washington Post: "90 Percent Of Uninsured Young Adults Will Qualify For [ACA's] More Generous Subsidies." According to Washington Post's Wonkblog, 90 percent of uninsured young adults will qualify for tax credits to subsidize their health coverage:Quote:To start, about 90 percent of uninsured young adults will qualify for the law's more generous subsidies. Census data shows there are about 11 million Americans between 20 and 29. Eight-seven percent of them have incomes below 400 percent of the federal poverty line, meaning they will qualify for some level of a tax subsidy or for the Medicaid program. The bar on the far left represents the 4.83 million young adults who earn less than 138 percent of the federal poverty line and will become eligible for Medicaid. That entitlement program does not use the age rating provisions used in the private market, meaning that one-third of young adults won't interact with this part of Obamacare in any way. The three bars in the middle show young adults who will become eligible for subsidies under the Affordable Care Act. Those subsidies will cap the young adults spending on health insurance as a percent of income. Let's take an individual who earns $22,240, which works out to 200 percent of the poverty line. That person would get enough tax subsidies so that, at most, he was spending $1,407 annually on health insurance (a $117 monthly premium). http://www.washingtonpost.com/blogs/wonkblog/wp/2013/02/11/is-obamacare-bad-for-young-people-lets-ask-them/] Robert Woods Jones Foundation: 5.4 Million Young People Will Be Eligible for Medicaid In 2014. According to the Robert Woods Jones Foundation, 5.4 million young Americans will have access to no cost health coverage under Medicaid:Quote:There has been tremendous policy focus on getting so-called "young invincibles" to purchase coverage in the news health insurance exchanges being built under the Affordable Care Act (ACA). While enrolling these uninsured young adults in exchange plans is important, even more uninsured young adults - 5.4 million in totoal--will be eligible for Medicaid in 2014. Although the young adults who will be eligible for Medicaid under the ACA are a heterogeneous group, efforts targets at the parents of Medicaid-covered children at households receiving Supplemental Nutrition Assistance Program (SNAP) or Unemployment Insurance (UI) could reach as many as half of these uninsured young adults. An estimated 4.3 million uninsured young adults with incomes below 138 percent of the Federal Poverty Level (FPL) will not be eligible for Medicaid in January of 2014, because they live in states that are not planning on expanding medicaid. Most will likely remain uninsured, given their lack of access to affordable coverage. http://www.rwjf.org/content/dam/farm/reports/issue_briefs/2013/rwjf408777
Quote:To start, about 90 percent of uninsured young adults will qualify for the law's more generous subsidies. Census data shows there are about 11 million Americans between 20 and 29. Eight-seven percent of them have incomes below 400 percent of the federal poverty line, meaning they will qualify for some level of a tax subsidy or for the Medicaid program. The bar on the far left represents the 4.83 million young adults who earn less than 138 percent of the federal poverty line and will become eligible for Medicaid. That entitlement program does not use the age rating provisions used in the private market, meaning that one-third of young adults won't interact with this part of Obamacare in any way. The three bars in the middle show young adults who will become eligible for subsidies under the Affordable Care Act. Those subsidies will cap the young adults spending on health insurance as a percent of income. Let's take an individual who earns $22,240, which works out to 200 percent of the poverty line. That person would get enough tax subsidies so that, at most, he was spending $1,407 annually on health insurance (a $117 monthly premium). http://www.washingtonpost.com/blogs/wonkblog/wp/2013/02/11/is-obamacare-bad-for-young-people-lets-ask-them/]
Quote:There has been tremendous policy focus on getting so-called "young invincibles" to purchase coverage in the news health insurance exchanges being built under the Affordable Care Act (ACA). While enrolling these uninsured young adults in exchange plans is important, even more uninsured young adults - 5.4 million in totoal--will be eligible for Medicaid in 2014. Although the young adults who will be eligible for Medicaid under the ACA are a heterogeneous group, efforts targets at the parents of Medicaid-covered children at households receiving Supplemental Nutrition Assistance Program (SNAP) or Unemployment Insurance (UI) could reach as many as half of these uninsured young adults. An estimated 4.3 million uninsured young adults with incomes below 138 percent of the Federal Poverty Level (FPL) will not be eligible for Medicaid in January of 2014, because they live in states that are not planning on expanding medicaid. Most will likely remain uninsured, given their lack of access to affordable coverage. http://www.rwjf.org/content/dam/farm/reports/issue_briefs/2013/rwjf408777
Thursday, December 5, 2013 12:08 PM
Quote:Originally posted by Niki2: REALITY: Most Young Uninsured Americans Will Qualify For Subsidies, Making Coverage Affordable
Thursday, December 5, 2013 2:11 PM
Thursday, December 5, 2013 2:39 PM
Thursday, December 5, 2013 5:02 PM
BYTEMITE
Quote:love everyone except for Jack campaign.
Thursday, December 5, 2013 5:46 PM
STORYMARK
Quote:Originally posted by 6IXSTRINGJACK: Brother/Sister.... Niki is not the one to talk to, but I feel your pain. I'm currently living on just over 9k a year NET. Niki is a bleeding heart overpaid liberal for life who can stand on her pulpit and dictate what should and shouldn't be. It's OK to WANT to be like Niki, but I really hope that when you make her wages that you're not such a dick about it. If you actually have money to burn, which it sounds like you don't, I can guaranty that there are a million better places to burn it on.... Chances are, you're FAR too young and gullible to just throw your young earned money away on anything. Save it for worthy things like your future child's future. Fuck, these Liberals here. At least when politicians do it, I understand that they've boned upwards of 10's of thousands of people. I wonder how horrible Niki has been in a former life to warrant her tireless love everyone except for Jack campaign.
Thursday, December 5, 2013 6:07 PM
Quote:Do you have some major league mommy issues, or what?
Thursday, December 5, 2013 7:31 PM
Thursday, December 5, 2013 10:21 PM
Quote:Originally posted by Niki2: There's nothing new here, and you know it full well.
Friday, December 6, 2013 11:58 AM
SIGNYM
I believe in solving problems, not sharing them.
Friday, December 6, 2013 12:00 PM
Friday, December 6, 2013 12:16 PM
WHOZIT
Friday, December 6, 2013 12:27 PM
Quote:The fine is cheaper than Barrycare, even older but healthy people will pass on it.
Friday, December 6, 2013 4:29 PM
YOUR OPTIONS
NEW POSTS TODAY
OTHER TOPICS
FFF.NET SOCIAL